Martial Arts Insurance from the CIA is very affordable with great coverage benefits. We are able to provide Liability and Accident Medical Insurance for Martial Arts Schools & Instructors as well as coverage for martial arts events & tournaments.
With our "per event" rates you will know exactly how your insurance cost is calculated. Our liability insurance for MMA events offers protection for volunteers, staff & promoters in the case of claims due to bodily injury, property damage. The accident medical Insurance provides coverage for all participants while participating in the covered martial art events. Rates will vary based on your maximum benefit amount as well as the deductible amount. To learn more about our rates and the suggested coverage for your tournament or event please give us a call at 864-688-0121.
Our Martial Arts School & Studio Insurance will provide liability coverage for the studio as well as coverage for employees & volunteers and for any liability claims that may arise against the school. Martial Arts Schools are required to collect signed waivers from participants, we can provide you with sample waivers to help you with creating waivers if you are not already using them. We also have a digital waiver program that available free of charge to our customers. Please call one of our agents at 864-688-0121 to learn more about this coverage.
Martial Art Studio & School coverage will include suits from:
• Injury or death to participants, spectators, or volunteers • Property damage • General negligence claims • All activities necessary to conduct of activities • Cost of investigation and defense of claims • Use or maintenance of gyms, fields or practice areas.
Optional coverages are available for independent contractors, equipment coverage, hired and non-owned automobile liability coverage, excess liability coverage, increase aggregates, sexual abuse & molestation, $5,000 medical expense benefit, tournaments, seminars and camps.
On top of your regular martial arts general liability insurance policy there are some additional policies that you may need to make sure that your business is fully covered.
Workers Compensation coverage is a requirement in most states if you have employees. It provides coverage for bodily injury, medical bills, loss of income, death for all employees, full time or part time.
Download Workers Compensation Application
This coverage will provide defense against negligence claims made by a client. This is also known as Errors & Omissions insurance.
Download Professional Liability Application
This provides coverage for your business property for fire, theft, vandalism on premises, or if Inland Marine while off premises. If you cannot afford to lose your inventory to theft or fire, this is an important coverage to purchase.
Download Inland Marine Property Application
Your personal auto policy has an exclusion for business use so you will have no coverage under your current auto insurance policy. A commercial auto policy will cover you for both business use and personal use. If you use a trailer to carry your rentals to the location add this unto your policy.
Download Commercial Auto Application